Task
(Word from me: you have already help with the principle part of the project. The part that I want you to work on now is to help me responds to two post from to different colleagues. I have hooked up their post so learn it and provides a reply to their post. Only a web page or much less can be wonderful so long as it meets the dialogue)
• Medicare Part A (Hospital Insurance coverage) providers are funded by a payroll tax.
• That tax is paid by people who find themselves nonetheless working and economically productive.
• The individuals who obtain the advantages are older, typically retired (or disabled), and thus economically “non-productive.”
• Thus, with a quickly getting older inhabitants, there are quickly rising numbers of Medicare beneficiaries whose providers are paid for by typically youthful people who find themselves nonetheless working (and whose ranks are usually not rising almost as quick as their seniors).
• Is that truthful? Is it sustainable?
• What, if a something, must be finished about it?
• Reply to not less than (2) of your colleague’s postings over the course of the week to proceed the dialogue.
DISCUSSION POSTER 1
In my view I consider it is mandatory to have a system similar to medicare to help pay for the aged people in our society. The targets that “Medicare, the federal medical insurance program for 57 million individuals ages 65 and over and youthful individuals with everlasting disabilities, helps to pay for hospital and doctor visits, pharmaceuticals, and different acute and postacute care providers” (Cubanski, 2017). When this inhabitants was ready to, they paid into these taxes, so I suppose it is proper for them to profit when it is their “flip.” There is a priority when it comes to the growing inhabitants measurement of the aged group and the way this will finally require elevated taxes for the working youthful group. How will we compensate for the growing measurement of the aged inhabitants? There are additionally different components that play into this similar to rising costs of healthcare providers. This doesn’t look like a sustainable system as a result of because the aged inhabitants will increase, the demand for medicare will improve as properly. The mixture of elevated enrollment in medicare, elevated use of providers, and rising Healthcare costs will show this present system to be defective (Cubanski, 2017).
Some present ideas on enhancing this concern embody “elevated payroll taxes, elevated beneficiary value sharing, or reductions in Medicare funds to hospitals and different well being care organizations that present Part A providers” (Ayanian, 2020). I am undecided what one of the best ways to repair this example can be. I suppose step one can be to go over who qualifies for medicare. There are some necessities similar to working and paying taxes by wages however are there people who discover loop holes round these necessities, however find yourself benefiting from Medicare in the long run. There additionally appears to be an unequal steadiness when it comes to who pays taxes. Many of the wealthier inhabitants can write off taxes by different purchases or donations however how does this have an effect on how a lot cash medicare will get to distribute. There should be loopholes that people undergo so as to not pay taxes and I am undecided one of the best ways to fight this.
Ayanian, J. O. Z. (2020, November 11). Saving medicare for Child Boomers and beyond-a looming fiscal disaster. JAMA Well being Discussion board. Retrieved February 13, 2022, from https://jamanetwork.com/journals/jama-health-forum/fullarticle/2773054
Cubanski, J., & Neuman, T. (2017, July). Subject temporary information on Medicaid spending and financing. nih.gov. Retrieved February 13, 2022, from https://collections.nlm.nih.gov/grasp/borndig/101754945/Subject-Temporary-Information-on-Medicaid-Spending-and-Financing.pdf
DISCUSSION POSTER 2
Medicare Part A was established a few years in the past to accomodate for aged People that had insufficient medical insurance or no protection in any respect. This service covers inpatient care in a hospital, care at expert nursing amenities, nursing house care, hospice, and residential well being (Medicare.gov). This service is sometimes for individuals that are older and retired and it is funded by a payroll tax by individuals that are actively working. Contemplating the actual fact that our inhabitants is quickly getting older and the variety of Medicare beneficiaries are additionally quickly growing, it is smart to surprise if this is a sustainable program. The article “Constructed to final? The sustainability of well being system enhancements, interventions and alter methods: a research protocol for a scientific overview” notes that “ageing populations and growing calls for for providers current substantial challenges to the affordability of healthcare techniques, making the necessity for an pressing resolution all of the extra mandatory” (Braithwaite et al., 2017).
Personally, I do suppose it is truthful for the older inhabitants to profit from Medicare providers as I consider that all individuals ought to have entry to healthcare, and so they probably spent their whole profession paying towards Medicare providers as properly. With the price of healthcare, I don’t see how the youthful working technology can be ready to Help this program for a a lot bigger older inhabitants. Some concepts to enable Medicare providers to proceed benefiting the aged inhabitants embody growing taxes, growing co-payments, or decreasing advantages. Whereas none of those concepts are splendid, it is much less splendid for this system to be minimize all collectively. This is a fancy concern and I do not have the solutions, however there is little question that modifications want to occur so as to enable these providers to proceed offering well being protection for the quickly getting older inhabitants in our nation.
Braithwaite, J., Testa, L., Lamprell, G., Herkes, J., Ludlow, Ok., McPherson, E., Campbell, M., & Holt, J. (2017). Constructed to final? The sustainability of well being system enhancements, interventions and alter methods: a research protocol for a scientific overview. BMJ open, 7(11), e018568. https://doi.org/10.1136/bmjopen-2017-018568
What part A covers. Medicare.gov. (n.d.). Retrieved January 30, 2022, from https://www.medicare.gov/what-medicare-covers/what-part-a-covers
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Task
(Please be mindful that you have already Helped with nearly all of the project.) The portion I want you to work on now is helping me in responding to two posts from different colleagues. I’ve hooked up their post; please learn it and remark to it. So long as it matches the controversy standards, a web page or much less will suffice.)
• A payroll tax is used to fund Medicare Part A (Hospital Insurance coverage) providers.
• That tax is paid by individuals who’re nonetheless working and contributing to the economic system.
• These receiving advantages are sometimes aged, retired (or incapacitated), and therefore economically “non-productive.”
• Because of a quickly getting older inhabitants, the variety of Medicare beneficiaries requiring providers is quick growing.
