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Posted: October 29th, 2022
Creating a health coverage plan for US citizens
Developing a health-care plan for US citizens is a significant liability and duty, because there are numerous factors and opinions in the US that influence what is considered the "best" option for health-care coverage. After comparing healthcare systems around the world to the one in the United States, the system with the best chance of success should be similar to Germany's. The freedom of choice and autonomy must be a respected American custom, with a public healthcare plan that covers all, but with the option for wealthier individuals to be treated out-of-pocket with preferred doctors and medical services or to take private insurance. Health insurance should be required to cover basic services as well as additional benefits for dental, mental, optical, pharmaceutical, and alternative therapies, as it is in Germany. To promote public health, I believe premiums should be based on income and include the option of maintaining healthcare for those without a job. If this system works in Germany, it is possible that it will work in the United States by encouraging greater retention of public healthcare coverage plans.
The government and healthcare providers in the United States would be opposed to a "commonwealth fund." The government in the United States is heavily involved in the healthcare system, which contributes to our country's massive debt and problems. Healthcare providers would not make as much money as they do now. Regardless of these factors, if President Biden appointed me to develop a health-care plan for the American people, I would prefer one that covers everyone and makes health-care coverage mandatory.
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